Our Planning Process

Initial consultation

The first step in creating a personalized financial strategy is to define what is most important to you and how we can help you get there. We explain our services, how we are compensated, and provide a few initial ideas of what you can do and how we can help.

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build Your Financial inventory

Next, we assist in gathering your financial data to build an inventory of your assets and liabilities. The "financial inventory" is an expanded personal balance sheet that provides a snapshot of your wealth at a specific period in time and serves as the foundation of our planning.  Our technology allows us to streamline the data gathering process to make faster decisions based on current account balances.

We utilize a leading account aggregation service to allow our clients viewing access of all their accounts in one place, updated in real-time.

ANALYZE & evaluate

After gaining a clear picture of what you have, we assess your financial situation and identify opportunities to meet your goals. Depending on your personal objectives, we can provide a focused analysis in a number of areas. 

Financial Health Scorecard 

The health scorecard is an assessment tool we use to evaluate your liquidity, asset allocation, debt, and cash flows. 

Savings & Retirement Plan

An evaluation of your current "plan" and your desired retirement scenario. How much retirement income you may have, how long your money may last, and any opportunities we see to improve the outcome.

Asset Allocation & Risk Exposure Review

We review all of your investable assets to identify risks and look for opportunities.

Estate Plan Analysis

A thorough review of your estate documents for changes to tax laws, beneficiary designations, new assets that may not have been titled correctly, and changes to your family. 

Education Funding Analysis

We can project the cost of any U.S. university at the time your child will attend college and help determine the most tax efficient way to save.

Insurance Needs Analysis

Review of your life insurance, disability plans, long-term care insurance, and property insurance.

Some examples of a plan implementation are:

  • Adjustments to your asset allocation
  • Recommend an estate attorney for possible revisions to your plan
  • Tax strategies - accelerating income or planning around deductions
  • When to take social security


Once a plan is implemented, we can set up quarterly calls or meetings to discuss any financial changes to your family and your investments. Others prefer to have one annual meeting where we update your financial inventory and plan for the next twelve months. FCA Corp monitors and reviews its managed portfolios on an ongoing basis.

Monitoring your
financial health