According to Bankrate, a study by the Transamerica Center for Retirement Studies found that 57% of workers across all generations plan to work in retirement. While many of us spend years looking forward to this next chapter, retirement often turns out to be quite different from what we imagined. The truth is, retirement isn’t a one-size-fits-all experience. In fact, the study found that 36% of retirees plan to work part-time, highlighting how popular part-time jobs for retirees have become.
Why retirees choose part-time jobs
At FCA Corp, we’ve found in our financial planning discussions with retirees that there are many reasons a retiree might choose to work a part-time job. For some, retirement can come with unexpected challenges—like a loss of structure, purpose, or social connection. For others, the decision may be more practical, such as access to group health benefits before becoming eligible for Medicare.
Whether through volunteering, or passion-driven projects, part-time work can help restore a sense of direction, connection, and fulfillment. These part-time jobs not only help maintain purpose, but also enrich the retirement experience in meaningful ways.
Finding a new purpose in going back to work
Many retirees find fulfillment by pursuing part-time jobs that align more closely with their interests and values. Some retirees utilize their professional experience through consulting, mentoring, or advisory roles. Others explore entirely new vocations.
5 Part-Time Jobs for Retirees
There are thousands of opportunities for retirees, whether part-time, full-time, or volunteering. Here’s a breakdown of part-time and low-stress options:
- Consultant
- This is a great option to stay engaged and utilize your experience. Most consulting jobs are remote-friendly or entirely work-from home. This flexibility makes consulting an attractive option for retirees by eliminating the demands for commuting or rigid schedules. It also allows retirees to tap into their expertise while maintaining control over their time and environment.
- Non-profit volunteer
- Volunteering can be a deeply rewarding way to stay active and engaged after retirement. It offers a meaningful sense of purpose, provides social interaction, and strengthens ties to the community. There are countless volunteer opportunities to match your skills, interests and passions – like helping individuals or supporting local nonprofits. I personally know a former surgeon that now leads the “Dad’s Club” at my children’s elementary school. This role allows him to connect with other fathers—many of whom are also in the medical field—giving him a chance to stay socially engaged and contribute to the community in a meaningful way. By staying involved in this way, he’s maintained a sense of camaraderie, purpose, and identity outside of his former profession. It’s a powerful reminder that retirement doesn’t have to mean stepping away from leadership or social connection.
- Tutor
- Finding a tutoring role may be one of the easiest opportunities for retirees. So easy that you might possibly find one at your neighborhood school. Non-profit organizations work with communities to provide tutoring outside of school for students and adults of all ages. Not only do many organizations help match volunteers, but they also provide training and support. Many organizations allow their tutors to set their own availability. However, consistency is key in this role. Tutoring positions may be voluntary or paid and dependent on the subject and the organization you decide to work for – a private company, school or nonprofit.
- Tour guide
- This option can be a fulfilling and enjoyable option for retirees looking to stay active, engaged and mentally stimulated. It combines physical activity, social interaction, and lifelong learning in a manner that can be deeply rewarding. Whether sharing knowledge about local history, nature, art, or cultural sites, tour guiding allows retirees to connect with others while showcasing their passion and expertise. Many companies and organizations – especially in the tourism and hospitality industries – actively seek retirees for tour guiding roles, valuing their life experience, professionalism, and strong communication skills. Tour guiding also comes with very flexible schedule arrangements – including part-time, seasonal, or freelance.
- Substitute teacher
- This option also provides a lot of flexibility for a retiree. Substitute teachers for grade school are in demand nationwide. However, the requirements to become a substitute teacher vary depending on state and school district. Verifying your eligibility may take anywhere from a few weeks to a few months. Retirees with life experience are often ideal candidates because they have the skills, knowledge and flexibility for this role. Substitutes can often choose the grade level and the subject they prefer and have the option to turn down the shifts that are not appealing to them. This position provides retirees with the opportunity to stay active and engaged in their community
At FCA Corp, our team helps clients who are considering “unretirement.” We start by understanding how returning to work could impact Social Security benefits and their overall financial picture. We are deeply committed to guiding you through any stage of life.
